Supplemental Health Insurance

Supplemental Health Insurance Plans Tailored Just For You

ABear Insurance is your reliable partner when it comes to protecting your health, finances, and future against unexpected and unforeseen events.

Whether you are considering cancer/critical illness insurance, dental and vision insurance, medical travel insurance, or hospital indemnity insurance, we have got you covered! Our simplified process makes navigating the complex world of insurance easy and manageable. Let our licensed insurance professionals assist you, so you can confidently select the coverage that best fits your unique needs and circumstances. 

Discover the Right Plan for You

Cancer/Critical Illness Insurance Plans

Cancer ranks as the second most prevalent cause of death globally, accounting for 1 in every 4 deaths. Approximately 77% of cancer cases are diagnosed in individuals aged 55 and above. Statistically, 1 in 2 men and 1 in 3 women are likely to develop cancer during their lifetime.

Heart attacks are the leading cause of death for both men and women in the United States. This year, over 920,000 Americans are expected to experience a heart attack, with half of these incidents occurring without prior symptoms.

Strokes rank as the third leading cause of death in women and the fifth in men, also being among the top 10 causes of death in children. More than half of stroke survivors aged 65 and older experience reduced mobility.

Cancer and other critical illnesses can strike unexpectedly and often involve expensive medical treatments that could deplete your savings. Having critical illness insurance offers an extra layer of financial support if you are diagnosed with a serious illness that is not covered by your standard insurance plan. These plans offer a lump-sum benefit that can help cover major medical expenses, deductibles, and coinsurance, as well as assist with unexpected costs like travel, loss of wages, and childcare, among others.

• Eases financial stress
• Allows you to focus on your recovery and healing
• Protects your savings

Dental and Vision Insurance Plans 

At ABear Insurance, we provide dental and vision insurance plans aimed at lowering your out-of-pocket expenses while helping you select the best coverage options that fit your specific needs. Our dental policies are tailored to cover routine check-ups, cleanings, extractions, and more extensive procedures. Similarly, our vision plans offer full or partial coverage for regular eye exams, prescription eyewear, and corrective services like surgery or lens upgrades.

• Access to high-quality vision and dental care facilities
• Regular oral maintenance to prevent or detect early dental issues
• Availability of preventive services such as cleanings, exams, and X-rays
• Provides discounts on prescription eyewear and contact lenses

Medical Travel Insurance 

We offer medical travel insurance, an essential financial protection in case you encounter illness or injury while traveling. It provides additional coverage that standard insurance may lack, such as assisting with emergency medical treatments and hospital stays, safeguarding your finances and giving you peace of mind during your trip.

• Alleviates financial burden by covering unforeseen medical costs while traveling locally or abroad
• Provides emergency medical support, guaranteeing prompt care no matter where you are
• Allows you to focus on your health and recovery without worrying about financial concerns

Hospital Indemnity Insurance 

Also known as Hospitalization or Hospital Insurance, this plan provides financial assistance when you are admitted to a hospital, regardless of whether your confinement is planned or unexpected. This is designed to enhance your Medicare Advantage coverage, offering support for various costs, including copays, coinsurance, deductibles, prescriptions, and other expenses not covered during hospital stays and related services.

• Offers financial security through lump-sum payments upon admission
• Provides cash benefits you can use as needed, be it for out-of-pocket medical bills or daily living expenses during recovery
• Pairs well with other medical health insurance plans, providing additional protection at a low cost