Medicare Insurance

Medicare Part A, also called Hospital Insurance, mostly pays for inpatient hospital stays. However, it also includes some home healthcare, hospice, inpatient care in a hospital, nursing home care, and inpatient care in a nursing facility not considered as custodial or long-term care. Medicare Part A would normally pay for these services, for instance, if you needed surgery that required a brief hospital stay. It would also pay all or part of the costs for any required skilled nursing care following surgery. The key advantage of hospital insurance is that it frequently doesn't call for a monthly premium if you or your spouse paid Medicare taxes while working.

Preventive care, outpatient treatment, home health care, physician services, and durable medical equipment are all frequently covered by Medical Insurance. Part B includes many treatments, such as physician visits, lab testing, x-rays, mental health care, and vaccinations like flu vaccines. Even preventative treatments, which are essential for the early diagnosis and effective treatment of illnesses, are included. Services, including diabetes testing, heart disease diagnosis, and some vaccinations, are provided. Our ABear team can help you comprehend these choices and locate a plan that satisfies your medical requirements.

Part C: Medicare Advantage Plan

Part D: Prescription Drug Plans

Prescription Drug Coverage provides key standalone coverage for various prescription medications. This plan is designed to support beneficiaries in managing their health conditions affordably. It covers a range of requirements, from managing short-term illnesses and chronic diseases to preventive care, mental health support, and even medications for rare conditions. This important supplement to your healthcare plan ensures economical access to vital medications. Our ABear team supports you in understanding your prescription needs, guiding you through various Part D plans, and choosing the most suitable option per your health needs and budget.